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How Does MiFinity Work?

MiFinity works similarly to most eWallets. You simply create an account, whether on the MiFinity website or using the iOS or Android mobile app. You can fund your MiFinity account using your bank account, bank cards, or one of the many other payment options and then use the account for deposits and withdrawals at online casinos.


MiFinity is a UK-based eWallet that is licensed by the FCA. It is also an extremely secure payment solution that protects funds using industry-grade SSL encryption technology and 2-factor authentication. The latter works by asking you to enter a verification code sent to your mobile phone whenever you attempt to log in.

Types of Services

The MiFinity eWallet is the primary service offered, and this works similarly to its many competitors. You have the option of using a standard account that allows you to make transactions totaling up to $2,000 each year or having your account verified so that you can increase that limit to $10,000.

The verification process requires you to provide identification and other documents that the payment solution can use to verify your identity. This process can take up to 48 hours to complete.

Availability and Currencies

One of the biggest reasons MiFinity has proven so popular with online casino gamers is its availability. This payment is used all over the world. In fact, people from over 180 countries can create a MiFinity account. Plus, this global payment solution supports over 50 currencies, including USD, CAD, EUR, GBP, AUD, ZAR, and NZD.

Making a Deposit Using MiFinity

Once your MiFinity account is funded, making a deposit at your favorite online casino couldn’t be easier. If your casino accepts MiFinity, all you have to do is select it when making your deposit. You’re redirected away from the casino to another webpage that requires you to log into your MiFinity account. Once logged in, you can choose to complete the transaction using either your current MiFinity balance or the credit/debit card linked to the account.

Withdrawals Using MiFinity

If the casino accepts MiFinity as a deposit option, there is a good chance it will also accept it for withdrawals. The process is very similar too, as you just select MiFinity when processing your withdrawal request. Again, you’ll have to log into your MiFinity account, but this time, you just verify the payment.

At this point, the casino will receive your withdrawal request. You will not receive the payment instantly, as the casino first has to approve your withdrawal request. This can last up to a couple of days in most cases. Once approved, your payment should hit your MiFinity account instantly.

Fees and Limits

MiFinity has to make some money to provide its service, so it is understandable that there are fees involved. While you will not have to pay any fees to the online casinos when using this payment solution, you will have to pay when funding or cashing out your MiFinity account. How much you pay depends on the methods used for your transactions. For example, funding your account using Visa or Mastercard from within the EEA comes with a 1.8% flat fee. Rather than going into detail here, you can check out the fees on the MiFinity website.

Pros and Cons of Using MiFinity

All casino payment methods come with pros and cons, and MiFinity is no different. Where it really stands out is that it works with cryptocurrencies. Our biggest gripe is that you pay fees when funding or cashing out your account. Some eWallets charge you for one or the other. Still, overall, MiFinity offers online casino players another solid way to get money in and out of their casino accounts.


  • A simple account creation process
  • Lightning-quick transactions
  • Can fund account using cryptocurrencies
  • Highly secure payment solution
  • Accepted at an increasing number of online casinos
  • Available in over 180 countries


  • Fees attached to all transactions
  • Exchange fees are quite high
  • Not as widely accepted at casinos compared to Skrill, Neteller, etc

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